Privacy Policy
Your privacy matters to us - here's how we protect and handle your personal information
Who We Are and What This Policy Covers
APINetwise operates as a financial stability analysis platform, helping individuals and businesses make informed financial decisions. We're headquartered in South Korea and serve clients across various markets who need reliable financial insights.
This privacy policy explains how we collect, use, store, and protect your personal information when you use our services, visit our website, or interact with our team. We believe transparency builds trust, so we've written this in plain language.
Under South Korean Personal Information Protection Act (PIPA) and international privacy standards, you have specific rights regarding your personal data. We respect these rights and have built our practices around protecting your privacy.
Information We Collect
We collect different types of information depending on how you interact with our services. Here's what we gather and why:
Contact Information
Name, email address, phone number, and business details when you reach out for consultations or create an account with us.
Financial Data
Financial statements, revenue figures, and business metrics you share for analysis purposes - always with your explicit consent.
Website Usage
IP address, browser type, pages visited, and how you navigate our site - this helps us improve your experience.
Communication Records
Emails, phone calls, and meeting notes from our interactions to provide better service and maintain accurate records.
How We Use Your Information
Every piece of information we collect serves a specific purpose in delivering our financial analysis services:
- Conducting financial stability assessments and providing recommendations tailored to your situation
- Communicating with you about our services, answering questions, and scheduling consultations
- Improving our analysis methods and service quality based on anonymized usage patterns
- Complying with financial reporting requirements and legal obligations in South Korea
- Protecting against fraud and ensuring the security of your financial data
- Sending you relevant updates about financial trends that might affect your business - only if you opt in
We never use your financial data for marketing to others or share your specific business information with competitors. Your analysis results remain confidential between you and our team.
Data Security and Protection
Financial data requires the highest level of security. We've implemented multiple layers of protection:
Encryption Standards
All data transmission uses TLS 1.3 encryption, and stored data is encrypted using AES-256 standards. Your information is protected both in transit and at rest.
Access Controls
Only authorized team members can access client data, and each access is logged and monitored. We use role-based permissions and regular access reviews.
Regular Security Audits
We conduct quarterly security assessments and penetration testing to identify and address potential vulnerabilities before they become issues.
Secure Infrastructure
Our servers are hosted in certified data centers with 24/7 monitoring, backup power systems, and physical security controls.
Your Privacy Rights
Under South Korean privacy laws and international standards, you have several important rights regarding your personal data:
Access Your Data
Request a copy of all personal information we hold about you, including how we obtained it and how we're using it.
Correct Inaccuracies
Update or correct any incorrect or incomplete personal information in our records at any time.
Delete Your Information
Request deletion of your personal data when it's no longer necessary for the services you requested, subject to legal retention requirements.
Data Portability
Receive your data in a structured, commonly used format that you can transfer to another service provider if desired.
Restrict Processing
Limit how we use your information in certain circumstances while maintaining necessary records for legal compliance.
Withdraw Consent
Opt out of marketing communications or withdraw consent for data processing where consent was the basis for processing.
To exercise any of these rights, contact us using the information below. We'll respond within 30 days and verify your identity before processing requests involving sensitive financial data.
Data Sharing and Third Parties
We don't sell your personal information to anyone. However, we do work with trusted partners to deliver our services effectively:
- Cloud hosting providers who help us store and process data securely under strict contractual obligations
- Professional advisors including lawyers and accountants who help us comply with regulations
- Technology vendors who provide analytics tools, but only with anonymized data that can't identify you
- Government authorities when required by law or to comply with legal processes
All third parties who handle your data are carefully vetted and bound by confidentiality agreements. They can only use your information for the specific purposes we've outlined and must meet the same security standards we maintain.
If we ever need to share your data for reasons beyond what's described here, we'll ask for your explicit consent first. Your financial privacy is not negotiable.
Data Retention and Deletion
We keep your information only as long as necessary to provide our services and meet legal requirements:
- Active client data is retained for the duration of our business relationship plus seven years for financial record-keeping requirements
- Website usage data and analytics are kept for two years to help improve our services
- Marketing communications and preferences are stored until you unsubscribe or request deletion
- Support communications are kept for three years to maintain service quality and resolve any follow-up questions
When data reaches its retention limit, we securely delete it using certified data destruction methods. You can request earlier deletion in most cases, though some financial records must be kept for regulatory compliance.
International Data Transfers
While we're based in South Korea, some of our technology partners operate globally. When your data needs to cross borders, we ensure it's protected:
- We only transfer data to countries with adequate privacy protection or under approved transfer mechanisms
- All international transfers are covered by binding agreements that require the same level of protection we provide
- You can request information about specific transfers affecting your data at any time
- We regularly review our international partners to ensure they maintain appropriate security standards
Changes to This Policy
We update this privacy policy when our practices change or when legal requirements evolve. Here's how we handle changes:
- Minor clarifications or additions that don't affect your rights will be updated with a new date at the top
- Significant changes that impact how we handle your data will be communicated directly via email
- You'll always have 30 days to review major changes before they take effect
- Previous versions of this policy are available upon request for your reference
We recommend checking this page periodically, especially if you're a regular user of our services.
Contact Us About Privacy
Have questions about this policy or want to exercise your privacy rights? We're here to help and take your privacy concerns seriously.
Nam-gu, Daegu, South Korea
For privacy-related inquiries, please include "Privacy Request" in your email subject line. We'll respond within 30 days and may need to verify your identity before processing certain requests.